The office of housing plays a vital role for the nations homebuyers homeowners renters and communities through its nationally administered programs it includes the federal housing administration fha the largest mortgage insurer in the world. An overview of the housing finance system in the united states congressional research service summary when making a decision about housing a household must choose between renting and owning. The housing problem particularly the shortage of housing for the poor emerged as one of the major domestic issues of the 1980s and threatens to continue well into the next decade
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